Compare Business Insurance Quotes Ontario's Best Business Insurance Rates

Business auto insurance covers vehicles used primarily for business, owned by a person or corporation. The coverage protects against financial loss including but not limited to, physical damage, legal liability, bodily injury, accident benefits and medical payments as a result of an accident arising out of the ownership, use, maintenance, or care-custody & control of a commercial motor vehicle. With over 30 business insurance companies to choose from, we’ll make sure you make the right choice.

Business property insurance provides coverage for all office equipment (whether or not owned), improvements made by the insured in leased office space and valuable papers and documents. This will also include an endorsement covering movable property or tools of a contractor located on or off premises. It may be written on an all-risk or named perils form. Coverage usually responds if property is stolen, damaged or destroyed by a covered peril and also includes direct / indirect property losses.
With 30 insurance companies to choose from, at Ensurco, we’ll help you narrow down your choices and buy business insurance policy that is right for you.

Commercial General Liability insurance (CGL) will protect your small business from lawsuits involving bodily injury or property damage that may occur during the course of your business operations, including but not limited to, injury or damage caused by your employee(s) while working for you. The two basic coverage forms available under the CGL are an "occurrence form" and a "claims-made form", with an extended reporting period. These include the following coverages:
Coverage A: Bodily injury and property damage liability;
Coverage B: Personal injury and advertising injury liability; and 
Coverage C: Medical payments; and as applicable, products and completed operations coverage.
An aggregate limit applies to coverages A, B and C and a separate aggregate limit applies to the products-completed operations coverage. Coverage is provided for the premises, products, completed operations, personal injury, advertising and contractual liability exposures of an organization. The CGL provides very broad coverage that can be limited by endorsement or tailored to specific business needs.
General Liability Insurance protects business against claims for injuries that occur on your premises to customers, employees, vendors plus, injuries that occur elsewhere as a result of the actions or negligence of an employee or the property damage caused by an employee or third party. Even a small home-based business requires liability protection because most presonal lines home policies will exclude business activities. An injury to a visitor in your home office or to a delivery person at your front door, may leave you liable and exposed.
Unfortunately, as much as we try to simplify insurance, the reality is liability insurance is very complicated! It’s so hard to determine if you have enough coverage or if it’s the right coverage or if you're paying too much for the insurance you have.
At Ensurco, we’re committed to providing you with the right coverage and the right limit, at the right premium. We’ll guide you through the process and help you choose what’s right for you and your company. With over 30 insurers to choose from, we’ll make sure you make the right choice. After all, if you can't rely on us who can you rely on!

Cyber liability coverage is insurance coverage for liability that arises out of unauthorized use of or unauthorized access to electronic data or software within your network or business. Cyber liability policies also provide coverage for liability claims for spreading a virus or malicious code, computer theft, extortion or any unintentional act, mistake, error or omission made by your employees while performing their job. Cyber liability should provide third party (liability) and first party coverage which will protect the insured for its liability to others while reimbursing the insured for expenses incurred. Coverage for cyber insurance is relatively new to the insurance world. Not all companies sell it and not all companies understand it.
With 30+ insurance companies at our disposal, finding the right cyber coverage to protect your interests is easy. At Ensurco, we’re a click or phone call away.

Errors & Omissions Insurance is the coverage for damages arising out of the professional or quasi professional’s negligence, mistakes, or failure to take appropriate action in the performance of business or professional duties where a reasonable standard of care is expected. It may also include coverage for those who have suffered bodily injury or property damage or who have sustained any loss from omissions arising from the performance of services for others, errors in judgment, breaches of duty or negligent or wrongful acts in business conduct. Believe it or not, a lot of companies won’t sell this product because they lack the expertise to properly assess what’s required.
At Ensurco, our advantage is in having 30+ insurers to choose from. We’ll find the right professional liability policy for you. A policy that will protect your interest and your financial well being in the event of a claim.

With over 30 insurance companies at our disposal, we offer specialized coverage for small business such as retail, realty, restaurants, contractors and offices. We can help you find the right business insurance coverage at the right price because that’s what we do best! While we’re doing that, you can focus on running your business because that’s what you do best! Our solution is designed with your business needs in mind. Our dedicated business insurance staff is here for you. Our promise is to simplify your life by looking after your business insurance needs, so you don’t have to! For businesses such as restaurants, retailers and condominiums, Ensurco offers very distinct and personalized coverage. With our comprehensive package policy, we will cover your property, business interruption, crime and liability. Ensurco’s commercial team is committed to providing a superior level of service and flexibility to help you meet your insurance needs.