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Broker Disclosure 


Thank you for choosing Ensurco as your insurance broker. Our goal is to provide you with professional insurance advice, ongoing policy reviews and claims support.  It’s our role as your broker to represent your interest and manage your risks; whether personal, financial or commercial.      

As a consumer, we know that you have many options available to you when it comes to insurance.  For this reason and more, we’re grateful that you have placed your trust and faith in us to advocate on your behalf.  We will not let you down!  

Brokerage compensation is part of your insurance premium. For your benefit, we have listed below the insurers that we represent, along with the product and the corresponding commission compensation. 




Algoma Mutual Insurance* 10 to 12.5 20
Chieftain Insurance* 12.5 20
Echelon Insurance* 12.5  
Economical Mutual* 10 to 12.5 20
Aviva Insurance* 10 to 12.5 20
Economical Select* 10 17.5
Gore Mutual* 10 to 12.5 20
Guarantee Company of North America* 10 to 12.5 15 to 20
Intact Insurance * 10 to 12.5 20
Intact Specialty Lines   20
Jevco Insurance* 5 to 12.5  
Pembridge* 10 to 12.5 20
Pafco Insurance* 10 to 12.5  
Perth Insurance* 10 to 12.5 20
RSA/Royal Sun Alliance* 10 to 12.5 20
Western Assurance Co./RSA* 10 to 14 20
Unica Insurance* 10 to 12.5 20
Chubb Insurance 10 to 12.5 15 to 20
CAN   20
Coast Underwriters   20
Royal Facility Association 7.5 to 11 ($370 Max)  
AIG   10 to 15
Aurora U/W   15
Beacon U/W   15
Berkley U/W   15
Boiler Inspection & Insurance BI&I   15 to 20
Cambrian Insurance   15
Group One U/W   15
Excess Insurance   15
April Canada   15
South East Hope Mutual 10 to 12.5 20
Trisura Guarantee   20
Summit U/W   15
Optimum Insurance 12.5 20


Note, the commission levels indicated above are correct as at the date posted.  Any changes to these commission levels will be amended accordingly.  When it’s in the best interest of our client, we may also arrange coverage through specialty intermediaries not listed above.  These intermediates also pay a commission typically at a rate equal to or lower than the rates indicated above.  In some cases we may charge a fee over and above the commission paid or in lieu of commission.  Either way, we always disclose our total compensation.  In order for us to maintain strong relationships with quality insurers, we work with each to provide the type of business they desire.  The insurers marked with an asterisk (*) above, recognize our efforts through a Contingent (Profit) Commission contract (CPC).  Payment of this CPC depends on a combination of growth, profitability, volume, retention and increased services that we provide on behalf of the insurer.  It is based on our entire portfolio with that insurer and not on individual policies.  Either way, CPC is not guaranteed.  From time to time,  our insurers may offer sales contests, assistance with marketing and on occasion, invitations to sales conferences.  We encourage you to review the commitments made by the insurance industry and individual companies by consulting their respective websites.  Over the years, we’ve partnered with various insurers to grow our business.  Partnerships take various forms ie:  loans for acquisitions and or marketing dollars for advertising campaigns. In the interest of transparency, Equisure Financial Network Inc., an affiliate of Intact Insurance Company, has a minority ownership interest in our brokerage.  As well, we currently have interest-bearing financing at market rates provided by 9289-3932 Quebec Inc., an affiliate of Intact Insurance Company.  The acquisition of other brokerages is a strategy that has worked well for Ensurco because it’s helped us build our business and employ our staff.  Going forward, we expect that they will be offered an opportunity to provide further financing for additional acquisitions as required.  


  • Rasoul K.

    What our clients say

    After talking to many different insurance companies, I spoke to Ensurco New Business Team. They returned my call quickly, provided the best rate and helped me set up a home insurance policy within an hour. Great service!

    Rasoul K.
  • Edward L.

    What our clients say

    I recently sent Ensurco an email requesting changes to my auto policy. I got a quick response. All the changes were completed in a timely manner and I received a detailed email with my billing schedule attached.

    Edward L.
  • Maria L.

    What our clients say

    Amazing staff to deal with. Very fast and efficient. My broker explained the difference between condo insurance and condo corporation insurance.  Thank you!

    Maria L.
  • Michelle B.

    What our clients say

    I was in a time crunch to get an auto application done on a Friday afternoon as I was picking up a new car. I called my customer service rep at Ensurco and she was able to get me a quote, provide an application and even send confirmation to my dealer with a liability slip. Keep up the good work.

    Michelle B.
  • Kelly S.

    What our clients say

    As a high risk driver, I was looking for a good rate as well as good coverage. I spoke to an Ensurco broker who helped me set up a 6 month policy so that I can eventually move to a regular market at less premium. You guys came through when no one else cared.  Thank you so much for your help. :)

    Kelly S.
  • Mark C.

    What our clients say

    When my son and I decided to travel to Calgary for a week, I called my broker at Ensurco who was able to provide me with great coverage at a really good price. I got my travel documents by email within 10 minutes. Exceptional timing!

    Mark C.
  • Don S.

    What our clients say

    Claims service! Most people dread talking to an insurance company or broker to report a claim. But I recently called my insurance broker at Ensurco about a possible water damage claim. He was able to guide me through the process.  The decision was mine as to whether or not I would proceed with the claim.  If so, he explained that he could connect me directly with the insurance company adjuster and resolve the issue. Great advice and great service.  Thanks Ensurco!

    Don S.

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  • Did you Know?

    We have an in-house financial planning division, we can also look after your estate planning, RRSPs and RESPs. Looking for a great rate on a GIC, mutual fund, mortgage or loan?

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    Did you know there is a tremendous difference between mortgage insurance sold by the banks and term insurance we offer clients? Speak to you broker to find out why OUR option protects you and your family, and your pocket book … not the bank’s interest!

  • Did you Know?

    Searching the market for the best quotation for insurance can be a very frustrating task. We always do our best to help everyone, but if we are unable to assist you, we will take the time to explain why and even suggest alternatives that may be of help.

  • Did you Know?

    Our courteous team members will always go above and beyond the call of duty to meet your individual needs.

  • Did you Know?

    At Ensurco it’s important to us to maintain a personal approach to doing business, while still offering the flexibility and reliability of dealing with major insurance markets.

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    Our knowledgeable representatives have shown many of our customers the advantages of a personal mortgage or loan insurance policy.

  • Did you Know?

    We offer critical illness and disability insurance with coverage second to none. Before signing on the dotted line for your loan or mortgage, ask an Ensurco Financial representative for a quote.

  • Did you Know?

    For many years, Ensurco has helped people and businesses get the best insurance coverage at the best rates available, with Canada’s best insurance markets.

  • Did you Know?

    Is your company planning on holding a special event such as a BBQ, golf tournament, and Christmas or staff party? Most business insurance policies do not cover such events. A separate liability policy has to be purchased especially if alcohol and/or sports are involved.


Insurance Partners

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Sun Life
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National Life
Canada Life
Blue Cross
APRIL Canada


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