Benefits of Working With an Insurance Broker
While insurance brokers and insurance agents both sell insurance, insurance agents are employees of an insurance company and bound by contract to work with only that insurance company. The result is that your options and choices, as a consumer, are limited to one market.
Insurance brokers on the other hand, are independent and work with various insurance companies. As a broker, we offer choice and options not available to agents. The likelihood of finding an insurance product at a cost that fits your budget is much greater through an insurance broker!
Ensurco has access to more than 30 insurance companies. What this means is that Ensurco can provide you with the advice, independence and choice you deserve!
ACCESSIBILITY
At Ensurco, we have dedicated departments staffed by dedicated employees focused on looking after your insurance needs. Each service team is set up on a call queue making them readily available for all incoming calls. This means lesser wait times to get connected with a broker as well as faster and more efficient service. Our brokers are committed to finding you the best insurance solutions at the most affordable price.
CHOICE
Unlike direct insurers’ agents, brokers work with multiple companies. As a result, we don’t just cater to one type of client! Our insurance brokers work with many different types of clients with diverse needs. Think about it, dealing as we do, with multiple companies; standard and non-standard; we’re in a much better position to find you an insurance company to take care of your needs! An agent can’t compete.
PERSONALIZED
Since insurance brokers deal with different types of clients, they take the time to understand you, your insurance history and your unique insurance needs. By doing this, we can best determine how to effectively secure your requirements going forward. The goal can’t be to fit you into one standard policy. The goal has to be to understand your needs and personalize your coverage. Consequently, we feel that we’re in a great position to provide insurance coverage for special situations. Group insurance is a great example of this.
DEPENDABILITY
Although Ensurco insurance brokers are readily available by phone or email, we have four locations across Ontario to serve you. Although our main office in located in Markham, for your convenience, we also have offices in Vaughan, Stratford, and Sault Ste. Marie. Additionally, if you need to report a claim outside our office hours, we provide a convenient after-hours claims service.
EFFICIENCY
With a broker, you will not need to spend time shopping around for insurance. All you need to do is provide us with some basic information and we shop all our markets on your behalf. Seriously, we’ll shop 20 or 30 insurance companies so you don’t need to waste your valuable time. By doing this, the rate you get is the best by far! However, if you want to go online and quote your own policy, no problem. Our quick quote system will provide you with online quotes for car, home, travel and life insurance. It’s easy and it’s on our website.
PROGRESSIVE
Are we progressive and do we use technology to the best of our ability? Absolutely! We work with many companies and so we need to utilize technology to get the job done quickly. We’d like to think that we’re technologically advanced but you be the judge! We have the capability of e-signature, making it easy to get documents and new insurance applications signed in minutes. We also have the ability to process all new policies or policy changes immediately on our systems. This means that you can have instant access to your policy documents and billing statements. Our brokerage is also completely paperless which certainly helps organize our work but more importantly, it helps save the environment.
VARIETY
At Ensurco, we have contracts with a lot of insurance companies. Variety leads to choice which leads to better insurance products at better premiums. As a broker, we’re not limited in what we can do. Some of our products include, standard and high risk auto, home insurance for homeowners or renters, business insurance policies such as CGL and E&O, life and critical illness insurance, as well as travel insurance for visitors to Canada, Supervisa and Snowbirds.