Conditions covered
The schedule of insured illnesses varies between insurance companies but typically, four conditions are covered by the policy,
heart attack, cancer, stroke and coronary artery by-pass surgery.
Examples of other conditions that might be covered include:
- Alzheimer’s disease
- Aortic surgery
- Aplastic anaemia
- Bacterial meningitis
- Benign brain tumour
- Blindness
- Cancer (life-threatening)
- Coma
- Coronary artery- bypass surgery
- Deafness
- Heart attack
- Heart valve replacement
- Kidney failure
- Loss of independent existence
- Loss of limbs
- Loss of speech
- Major organ transplant
- Major organ failure on waiting list
- Motor neuron disease
- Multiple sclerosis
- Occupational HIV infection
- Paralysis
- Parkinson’s disease
- Severe burns
- Stroke (Cerebrovascular accident)