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5 Ways to Save on Home Insurance

5 Ways to Save on Home Insurance

Most people don't realize now they could save on home insurance. In minutes, you could save hundreds on your home insurance premiums annually! At, we’ll help you find ways to save on your home insurance premium. In minutes, by using our on-line quoting service, we’ll review your coverage, apply the appropriate discounts and quote you a competitive premium. Our rating tool is fast, simple and best of all, you can do this on your own. Here are the top 5 ways to save on home insurance!

Bundle Multiple Insurance Policies

If you have a car, one of the best ways to save is to bundle your car and home policies through us. Bundling policies is one of the most effective ways to save money. In most cases, you can ask what percentage discount is available ahead of time. Then, should you choose to follow through, you will save upon making your purchase.

Raise your Deductible

Your deductible is the amount you pay out of pocket for any claims you make. For example, a deductible set at $500 means that you will pay the first $500 against any claim. As such, an effective way to reduce your home insurance premiums is to increase your deductible. Increasing your deductible from $500 to $1000 will result in a significant discount. However, you should only select a deductible that you can afford in case you need to make a claim.

Modernize Your Home

The greater the risks associated with your property, the higher the insurance cost. By mitigating risks at home, you'll be able lower home insurance premiums. The best way to do this is to upgrade your home. Renovation projects that include replacing wiring, heating systems or roofing tiles will result in insurance savings. Investing in a monitored home security system to mitigate the risk of theft, is a great way to reduce your premium. A backwater valve can help protect your property and lower insurance premiums as well. Devices like hardwired smoke and carbon monoxide detectors or installing a fire sprinkler system will also save you money. Call us, we’ll be happy to lay it all out for you!

Pay Annually

A simple way to get a minor discount is to pay your insurance in one lump sum. You will save the service charge associated with monthly or quarterly pay.

Allow an Insurer to Check Your Credit

A soft credit check may lead to significant savings on your home insurance provided that your credit score is favorable. You see, we associate a good credit score with a strong sense of responsibility. Either way, we will NOT increase your insurance rate if the credit score isn’t favorable. In other words, you have much to gain or nothing to lose!
  • Rasoul K.

    What our clients say

    After talking to many different insurance companies, I spoke to Ensurco New Business Team. They returned my call quickly, provided the best rate and helped me set up a home insurance policy within an hour. Great service!

    Rasoul K.
  • Edward L.

    What our clients say

    I recently sent Ensurco an email requesting changes to my auto policy. I got a quick response. All the changes were completed in a timely manner and I received a detailed email with my billing schedule attached.

    Edward L.
  • Maria L.

    What our clients say

    Amazing staff to deal with. Very fast and efficient. My broker explained the difference between condo insurance and condo corporation insurance.  Thank you!

    Maria L.
  • Michelle B.

    What our clients say

    I was in a time crunch to get an auto application done on a Friday afternoon as I was picking up a new car. I called my customer service rep at Ensurco and she was able to get me a quote, provide an application and even send confirmation to my dealer with a liability slip. Keep up the good work.

    Michelle B.
  • Kelly S.

    What our clients say

    As a high risk driver, I was looking for a good rate as well as good coverage. I spoke to an Ensurco broker who helped me set up a 6 month policy so that I can eventually move to a regular market at less premium. You guys came through when no one else cared.  Thank you so much for your help. :)

    Kelly S.
  • Mark C.

    What our clients say

    When my son and I decided to travel to Calgary for a week, I called my broker at Ensurco who was able to provide me with great coverage at a really good price. I got my travel documents by email within 10 minutes. Exceptional timing!

    Mark C.
  • Don S.

    What our clients say

    Claims service! Most people dread talking to an insurance company or broker to report a claim. But I recently called my insurance broker at Ensurco about a possible water damage claim. He was able to guide me through the process.  The decision was mine as to whether or not I would proceed with the claim.  If so, he explained that he could connect me directly with the insurance company adjuster and resolve the issue. Great advice and great service.  Thanks Ensurco!

    Don S.


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