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INSURANCE PARTNERS

How We Get Paid! 

 

Thank you for choosing Ensurco as your insurance broker. Our goal is to provide you with professional insurance advice, ongoing policy reviews and claims support.  It’s our role as your broker to represent your interest and manage your risks; whether personal, financial or commercial.      

As a consumer, we know that you have many options available to you when it comes to insurance.  For this reason and more, we’re grateful that you have placed your trust and faith in us to advocate on your behalf.  We will not let you down!  

Brokerage compensation is part of your insurance premium. For your benefit, we have listed below the insurers that we represent, along with the product and the corresponding commission compensation. 

 

INSURANCE COMPANY OR INTERMEDIARY PERSONAL AUTO & UMBRELLA PERSONAL PROPERTY COMMERCIAL AUTO & SURETY COMMERCIAL PROPERTY
CHIEFTAIN 12.5% 12.5% N/A N/A
CHUBB 10% 15% N/A N/A
ECONOMICAL 10% TO 15% 20% TO 25% 7.5% TO 12.5% 20% TO 25%
ECONOMICAL SELECT 10% 17% N/A N/A
GUARTANTEE COMPANY OF NORTH AMERICA N/A N/A 10% TO 27.5% N/A
INTACT 10% TO 12.5% 15% TO 20% 10% TO 12.5% 20%
JEVCO 5% TO 12.5% N/A 12.5% TO 25% 10% TO 20%
PEMBRIDGE 10% TO 12.5% 20% N/A N/A
PAFCO 10% TO 12.5% N/A N/A N/A
ROYAL INSURANCE             (Facility) $310 FEE N/A 6% TO 10% N/A
RSA INSURANCE 10% TO 12.5% 15% TO 20% 10% TO 12.5% 20%
WESTERN ASSURANCE 10% TO 12.5% 15% TO 20% 10% TO 12.5% 7.5% TO 15%

 

The commission percentage is paid annually for both new business and renewals. Should there be an increase in the commissions schedule we receive from your insurer, or any other material change that affects compensation arrangements, we will notify you.

In order for us to maintain strong relationships with quality insurers, we work with each to provide the type of business they desire. The insurers with an asterisk noted above recognize our efforts through a Contingent (Profit) Commission contract. Payment of this Contingent (Profit) Commission depends on a combination of growth, probability (Loss Ratio), volume, retention and increased services that we provide on behalf of the insurer. Contingent (Profit) Commission is not guaranteed. For detailed information on Contingent Commission, please go to the individual company’s website.  From time to time, in the interest of expanding our business,  we have borrowed money from insurers and we will continue to going forward.  At present,  we have a loan through Intact Insurance Company that was used to purchase other insurance brokerages. 

 

Your insurer will be providing you with Consumer Code of Rights and Responsibilities which will be forwarded to you with your new business policy. If you have any questions regarding this or any other aspect of your insurance please contact us.

 
 
 
 

  • What our clients say

    After talking to many different insurance companies, I spoke to Ensurco New Business Team. They returned my call quickly, provided the best rate and helped me set up a home insurance policy within an hour. Great service!

    Rasoul K.
  • What our clients say

    I recently sent Ensurco an email requesting changes to my auto policy. I got a quick response. All the changes were completed in a timely manner and I received a detailed email with my billing schedule attached.

    Edward L.
  • What our clients say

    Amazing staff to deal with. Very fast and efficient. My broker explained the difference between condo insurance and condo corporation insurance.  Thank you!

    Maria L.
  • What our clients say

    I was in a time crunch to get an auto application done on a Friday afternoon as I was picking up a new car. I called my customer service rep at Ensurco and she was able to get me a quote, provide an application and even send confirmation to my dealer with a liability slip. Keep up the good work.

    Michelle B.
  • What our clients say

    As a high risk driver, I was looking for a good rate as well as good coverage. I spoke to an Ensurco broker who helped me set up a 6 month policy so that I can eventually move to a regular market at less premium. You guys came through when no one else cared.  Thank you so much for your help. :)

    Kelly S.
  • What our clients say

    When my son and I decided to travel to Calgary for a week, I called my broker at Ensurco who was able to provide me with great coverage at a really good price. I got my travel documents by email within 10 minutes. Exceptional timing!

    Mark C.
  • What our clients say

    Claims service! Most people dread talking to an insurance company or broker to report a claim. But I recently called my insurance broker at Ensurco about a possible water damage claim. He was able to guide me through the process.  The decision was mine as to whether or not I would proceed with the claim.  If so, he explained that he could connect me directly with the insurance company adjuster and resolve the issue. Great advice and great service.  Thanks Ensurco!

    Don S.